/* =========================
   BRAND COLORS
========================= */

:root {
    --pn-primary: #522474;
    --pn-secondary: #531f7a;
    --pn-dark: #111827;
    --pn-muted: #6b7280;
    --pn-border: #e5e7eb;
}

/* =========================
   SECTION
========================= */

.pn-insurance {
    padding: 70px 0;

}

.pn-section-head {
    display: flex;
    align-items: center;
    gap: 24px;
    margin-bottom: 40px;
}

    .pn-section-head span {
        flex: 1;
        height: 1px;
        background: linear-gradient(to right, transparent, #ddd, transparent);
    }

    .pn-section-head h2 {
        margin: 0;
        font-size: 34px;
        font-weight: 900;
        color: var(--pn-dark);
        letter-spacing: -0.8px;
    }

/* =========================
   GRID
========================= */

.pn-insurance-grid {
    display: grid;
    grid-template-columns: repeat(12,1fr);
    gap: 16px;
    padding: 50px 0 !important;
}

/* =========================
   CARD (LUX VERSION)
========================= */

.pn-card {
    position: relative;
    overflow: hidden;

    padding: 36px 28px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 22px;
    background: #fff;
    border: none;
 
    transition: all .35s cubic-bezier(.2,.8,.2,1);
    transform: translateY(0);
}

    /* subtle brand glow line */
    .pn-card::before {
        content: "";
        position: absolute;
        top: 0;
        left: 0;
        height: 4px;
        width: 100%;
        background: linear-gradient(90deg, var(--pn-primary), var(--pn-secondary));
        opacity: 0.85;
    }

    /* hover depth */
    .pn-card:hover {
        transform: translateY(-8px);
        box-shadow: 0 20px 50px rgba(17,24,39,0.12);
        border-color: rgba(82,36,116,0.25);
    }

    /* sizes */
    .pn-card.sm {
        grid-column: span 4;
        min-height: 200px;
    }

    .pn-card.lg {
        grid-column: span 6;
        min-height: 260px;
    }

/* =========================
   CONTENT
========================= */

.pn-card-content {
    flex: 1;
    z-index: 2;
}

    .pn-card-content h3 {
        margin: 0 0 12px;
        font-size: 22px;
        font-weight: 600;
        color: var(--pn-dark);
        letter-spacing: -0.6px;
    }

    .pn-card-content p {
        margin: 0;
        font-size: 15px;
        line-height: 1.8;
        color: var(--pn-muted);
    }

/* =========================
   CTA BUTTON (LUX)
========================= */

.pn-card-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 130px;
    height: 44px;
    border-radius: 12px;
    border: 1px solid rgba(82,36,116,0.25);
    background: #fff;
    color: var(--pn-primary);
    font-size: 14px;
    font-weight: 700;
    transition: all .25s ease;
    margin-top: 24px;
}

.pn-card:hover .pn-card-btn {
    background: var(--pn-primary);
    color: #fff;
    border-color: var(--pn-primary);
}

/* =========================
   ICON (BADGE STYLE)
========================= */

.pn-card-icon {
    width: 92px;
    height: 92px;
    min-width: 92px;
    border-radius: 22px;

    display: flex;
    align-items: center;

    justify-content: center;
    font-size: 36px;
    color: var(--pn-primary);
    background:  #ffffff;
    border: 1px solid #eee;
    box-shadow: inset 0 1px 0 rgba(255,255,255,0.8);
}

/* =========================
   SOFT BACKGROUND LAYER (NO BLUR)
========================= */

.pn-card::after {
    content: "";
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at top right, rgba(82,36,116,0.06), transparent 60%);
    pointer-events: none;
}

/* =========================
   RESPONSIVE
========================= */

@media (max-width: 992px) {
    .pn-card.sm,
    .pn-card.lg {
        grid-column: span 6;
    }
}

@media (max-width: 768px) {

    .pn-insurance-grid {
        grid-template-columns: 1fr;
    }

    .pn-card {
        flex-direction: column;
        align-items: flex-start;
        padding: 26px 22px;
    }

    .pn-card-content h3 {
        font-size: 24px;
    }

    .pn-card-icon {
        width: 76px;
        height: 76px;
        min-width: 76px;
        font-size: 30px;
    }
}

/* =========================
   BASE CARD SETUP
========================= */

.pn-card {
    position: relative;
    overflow: hidden;
    background: #f5f4f8;
    transition: all .35s cubic-bezier(.2,.8,.2,1);
    z-index: 1;
    border-radius: 7px;
}

    /* =========================
   TOP BORDER LINE (default)
========================= */

    .pn-card::before {
        content: "";
        position: absolute;
        top: 0;
        left: 0;
        height: 4px;
        width: 100%;
        background: #522474;
        z-index: 2;
    }

    /* =========================
   FILL LAYER (ANIMATION)
========================= */

    .pn-card::after {
        content: "";
        position: absolute;
        top: 0;
        left: 0;
        width: 100%;
        height: 0%;
        background: linear-gradient(180deg, #522474, #531f7a);
        z-index: 0;
        transition: height .45s cubic-bezier(.2,.8,.2,1);
    }

    /* =========================
   HOVER FILL EFFECT
========================= */

    .pn-card:hover::after {
        height: 100%;
    }

/* bring content above fill */
.pn-card-content,
.pn-card-icon,
.pn-card-btn {
    position: relative;
    z-index: 2;
 
}

    /* =========================
   TEXT COLOR CHANGE ON HOVER
========================= */

    .pn-card-content h3,
    .pn-card-content p {
        transition: color .3s ease;
    }

.pn-card:hover .pn-card-content h3,
.pn-card:hover .pn-card-content p {
    color: #fff;
}

/* =========================
   ICON ON HOVER
========================= */

.pn-card-icon {
    transition: all .3s ease;
}

.pn-card:hover .pn-card-icon {
    background: rgba(255,255,255,0.18);
    color: #fff;
}

/* =========================
   BUTTON ON HOVER
========================= */

.pn-card-btn {
    transition: all .3s ease;
}

.pn-card:hover .pn-card-btn {
    background: #fff;
    color: #522474;
    border-color: #fff;
}

/* =========================
   LIFT EFFECT
========================= */

.pn-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 25px 60px rgba(82,36,116,0.25);
}